U.S. Bancorp (USB)

NYSE
Currency in USD
44.92
+0.34(+0.76%)
Closed·
After Hours
44.50-0.41(-0.91%)
·
USB Scorecard
Full Analysis
Has raised its dividend for 14 consecutive years
High dividend Yield
Fair Value
Day's Range
44.3045.00
52 wk Range
35.1853.98
Key Statistics
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Prev. Close
44.58
Open
44.61
Day's Range
44.3-45
52 wk Range
35.18-53.98
Volume
7.37M
Average Volume (3m)
11.82M
1-Year Change
8.42%
Book Value / Share
34.2
Fair Value
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Fair Value Upside
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USB Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
49.65
Upside
+10.53%
Members' Sentiments
Bearish
Bullish
ProTips
9 analysts have revised their earnings downwards for the upcoming period
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U.S. Bancorp Company Profile

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments. It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers. In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds. Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services. U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Sector
Financial
Employees
70263

U.S. Bancorp SWOT Analysis


Financial Resilience
U.S. Bancorp demonstrates strong market position and consistent profitability, with projected EPS growth and a 4.76% dividend yield, showcasing financial stability
Strategic Expansion
Delve into USB's acquisition of Union Bank, poised to offer revenue synergies and expand market presence, potentially driving growth and enhancing competitive edge
Digital Transformation
Explore USB's significant investments in digital technology, set to yield substantial returns by improving efficiency, customer experience, and market share in digital banking
Market Challenges
Analysts project an average price target of $59.80, reflecting both optimism and caution amid challenges in office/CRE loans and sluggish corporate borrowing
Read full SWOT analysis

U.S. Bancorp Earnings Call Summary for Q1/2025

  • U.S. Bancorp Q1 2025 EPS of $1.30 beats $0.98 forecast; revenue at $6.96B slightly above expectations; stock dips 1.47% pre-market
  • Net interest income stable at $4.12B; non-interest income up 5% YoY; company maintains expense discipline for sixth consecutive quarter
  • Full-year revenue growth target of 3-5%; positive operating leverage exceeding 200 bps expected; modest loan growth anticipated
  • New product 'BankSmartly' launched for affluent customers; CEO emphasizes focus on organic growth and risk management
  • Company projects 3% net interest margin by 2026-2027; expects two Federal Reserve rate cuts in coming months
Last Updated: 17/04/2025, 12:32 am
Read Full Transcript

Compare USB to Peers and Sector

Metrics to compare
USB
Peers
Sector
Relationship
P/E Ratio
11.1x10.4x8.9x
PEG Ratio
0.330.390.03
Price/Book
1.3x1.1x1.0x
Price / LTM Sales
2.8x3.4x2.7x
Upside (Analyst Target)
9.1%11.9%11.9%
Fair Value Upside
Unlock0.7%3.1%Unlock

Analyst Ratings

15 Buy
8 Hold
1 Sell
Ratings:
24 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 49.65
(+10.53% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 4.04%
Dividend Yield
4.45%
Industry Median 4.26%
Annualised payout
2.00
Paid quarterly
5-Years Growth
+4.07%
Growth Streak

Earnings

Latest Release
Apr 16, 2025
EPS / Forecast
1.03 / 0.98
Revenue / Forecast
6.96B / 6.91B
EPS Revisions
Last 90 days

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FAQ

What Is the U.S. Bancorp (USB) Stock Price Today?

The U.S. Bancorp stock price today is 44.92

What Stock Exchange Does U.S. Bancorp Trade On?

U.S. Bancorp is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for U.S. Bancorp?

The stock symbol for U.S. Bancorp is "USB."

Does U.S. Bancorp Pay Dividends? What’s The Current Dividend Yield?

The U.S. Bancorp dividend yield is 4.45%.

What Is the U.S. Bancorp Market Cap?

As of today, U.S. Bancorp market cap is 69.99B.

What Is U.S. Bancorp's Earnings Per Share (TTM)?

The U.S. Bancorp EPS (TTM) is 4.04.

When Is the Next U.S. Bancorp Earnings Date?

U.S. Bancorp will release its next earnings report on 16 July 2025.

From a Technical Analysis Perspective, Is USB a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.
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