Cyber Monday Deal: Up to 60% off InvestingProCLAIM SALE

Horace Mann Educators Corporation (HMN)

NYSE
Currency in USD
41.12
-0.75(-1.79%)
Closed
After Hours
41.120.00(0.00%)
HMN Scorecard
Full Analysis
Has raised its dividend for 14 consecutive years
Fair Value
Day's Range
41.0442.13
52 wk Range
31.8143.26
Key Statistics
Edit
Prev. Close
41.87
Open
41.97
Day's Range
41.04-42.13
52 wk Range
31.81-43.26
Volume
176.58K
Average Volume (3m)
273.4K
1-Year Change
23.22%
Book Value / Share
unlockUnlock
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
HMN Scorecardpro icon
Company’s Health
pro lockUnlock
Fair Value
pro lockUnlock Price
Fair Pricepro lock
Upsidepro lock
Price Target
42.67
Upside
+3.77%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to grow this year
Show more

Horace Mann Educators Corporation Company Profile

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. The company operates through Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. Its Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; and provides auto coverages including liability and collision, and property coverage for homeowners and renters. The Life & Retirement segment markets tax-qualified fixed, fixed indexed, and variable annuities; and internal revenue code for educator, which allows public school employees and employees of other tax-exempt organizations, such as not-for-profit private schools, to utilize pretax income to make periodic contributions to a qualified retirement plan. The Supplemental & Group Benefits segment offers employer-sponsored products including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverage. The company was founded in 1945 and is headquartered in Springfield, Illinois.

Industry
Insurance
Sector
Financial
Employees
1700

Horace Mann Educators Corporation SWOT Analysis


Financial Headwinds
Horace Mann faces challenges in its investment portfolio, particularly in commercial mortgage loans, leading to a downward revision of 2024 earnings guidance.
Growth Amid Challenges
Explore HMN's robust sales growth across key business segments, showcasing the company's ability to expand market presence despite financial hurdles.
Strategic Expansion
Delve into Horace Mann's potential for growth beyond its core educator market, leveraging its expertise to tap into new customer segments and revenue streams.
Future Outlook
Learn about HMN's path to achieving double-digit adjusted ROE by 2025, with analyst price targets ranging from $35 to market perform ratings.
Read full SWOT analysis
HMN Full Pro Research
Institutional-Grade Stock Analysis
Understand how HMN earns money
Financial health at a glance
Bearish and bullish outlooks
Latest expert insights
Actionable Pro Tips, and many more...
Gain access to 1400+ in-depth research reports on the most popular US stocks

Horace Mann Educators Corporation Earnings Call Summary for Q2/2024

  • Core earnings per share tripled to $0.60, with total revenues up 9% and P&C sales premium surging 35%
  • Company forecasts core EPS of $3-$3.30 and ~9% ROE by 2024, anticipating 40% auto and 50% property premium increases
  • Combined ratio improved to 99.9%; cat losses lower YoY. Life & Retirement and Supplemental segments saw earnings declines
  • 70% increase in agent appointments; focus on digital capabilities and marketing strategies to drive growth
  • Policy growth expected mid-2025; full benefits of property product changes to be realized in 2024-2025
Last Updated: 14/05/2024, 08:02 pm
Read Full Transcript

Compare HMN to Peers and Sector

Metrics to compare
HMN
Peers
Sector
Relationship
P/E Ratio
16.4x−37.2x8.7x
PEG Ratio
0.020.500.03
Price/Book
1.3x1.4x1.0x
Price / LTM Sales
1.1x1.0x2.8x
Upside (Analyst Target)
0.3%1.3%10.6%
Fair Value Upside
Unlock−1.6%2.8%Unlock

Analysts' Recommendations

1 Buy
3 Hold
0 Sell
Ratings:
3 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 42.67

(+3.76% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.52
Dividend Yield
3.25%
Industry Median 2.43%
Annualised payout
1.3600
Paid quarterly
5-Years Growth
+3.30%
Growth Streak

People Also Watch

123.75
HCI
+1.54%
49.21
EPAC
+1.97%
42.71
FHI
-0.09%
16.70
PRA
-0.09%

FAQ

What Is the Horace Mann Educators (HMN) Stock Price Today?

The Horace Mann Educators stock price today is 41.12

What Stock Exchange Does Horace Mann Educators Trade On?

Horace Mann Educators is listed and trades on the NYSE stock exchange.

What Is the Stock Symbol for Horace Mann Educators?

The stock symbol for Horace Mann Educators is "HMN."

Does Horace Mann Educators Pay Dividends? What’s The Current Dividend Yield?

The Horace Mann Educators dividend yield is 3.31%.

What Is the Horace Mann Educators Market Cap?

As of today, Horace Mann Educators market cap is 1.68B.

What is Horace Mann Educators Earnings Per Share?

The Horace Mann Educators EPS is 2.52.

What Is the Next Horace Mann Educators Earnings Date?

Horace Mann Educators will release its next earnings report on 10 Feb 2025.

From a Technical Analysis Perspective, Is HMN a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Buy.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2024 - Fusion Media Limited. All Rights Reserved.