Usio Inc (USIO)

NASDAQ
Currency in USD
1.420
-0.010(-0.70%)
Closed·
After Hours
1.410-0.010(-0.704%)
·
USIO Scorecard
Full Analysis
Suffers from weak gross profit margins
USIO is not included in our AI-picked strategies. See which stocks are.
Fair Value
Day's Range
1.4101.460
52 wk Range
1.2402.920
Key Statistics
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Prev. Close
1.43
Open
1.43
Day's Range
1.41-1.46
52 wk Range
1.24-2.92
Volume
65.41K
Average Volume (3m)
94.05K
1-Year Change
-12.88%
Book Value / Share
0.72
Fair Value
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Fair Value Upside
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USIO Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
5.750
Upside
+304.93%
Members' Sentiments
Bearish
Bullish
ProTips
Net income is expected to drop this year
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Usio Inc Company Profile

Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check and Check Conversion for electronic payment facilitation. In addition, the company offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, and Discover supported by online and physical terminal access. Further, it provides a proprietary platform, enabling businesses to handle both e-checks and card payments; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Further, the company offers prepaid and incentive card issuance services; and operates a payment facilitation platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.

Usio Inc Earnings Call Summary for Q1/2025

  • Revenue rose 5% to $22M, beating forecasts, driven by 34% increase in processing volume
  • EPS missed expectations at -$0.01 vs $0.02 forecast; stock fell 7.05% in aftermarket trading
  • Company projects 14-16% revenue growth for the year, focusing on innovation and potential M&A
  • CEO highlighted strong volume growth, cash flow positivity, and new biometrics AI application
  • Challenges include achieving consistent profitability and navigating competitive payment sector
Last Updated: 15/05/2025, 09:42 am
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Compare USIO to Peers and Sector

Metrics to compare
USIO
Peers
Sector
Relationship
P/E Ratio
11.4x12.3x8.8x
PEG Ratio
0.03−0.010.03
Price/Book
2.0x1.4x1.0x
Price / LTM Sales
0.4x3.0x2.7x
Upside (Analyst Target)
322.5%17.9%13.7%
Fair Value Upside
Unlock15.9%3.7%Unlock

Analyst Ratings

4 Buy
1 Hold
0 Sell
Ratings:
5 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 5.750
(+304.93% Upside)

Earnings

Latest Release
May 14, 2025
EPS / Forecast
-0.01 / 0.02
Revenue / Forecast
22.00M / 21.80M
EPS Revisions
Last 90 days

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FAQ

What Is the Usio (USIO) Stock Price Today?

The Usio stock price today is 1.42

What Stock Exchange Does Usio Trade On?

Usio is listed and trades on the Nasdaq Stock Exchange stock exchange.

What Is the Stock Symbol for Usio?

The stock symbol for Usio is "USIO."

What Is the Usio Market Cap?

As of today, Usio market cap is 38.58M.

What Is Usio's Earnings Per Share (TTM)?

The Usio EPS (TTM) is 0.12.

When Is the Next Usio Earnings Date?

Usio will release its next earnings report on 12 Aug 2025.

From a Technical Analysis Perspective, Is USIO a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Sell.

How Many Times Has Usio Stock Split?

Usio has split 1 times.
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