Erste Bank Polska SA (EBP)

Currency in PLN
616.00
-8.20(-1.31%)
Closed·
High dividend Yield
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Fair Value
Day's Range
610.60629.80
52 wk Range
454.30667.40
Key Statistics
Bid/Ask
615.80 / 616.00
Prev. Close
624.2
Open
624.2
Day's Range
610.6-629.8
52 wk Range
454.3-667.4
Volume
191.91K
Average Volume (3m)
111.3K
1-Year Change
8.1081%
Fair Value
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Fair Value Upside
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EBP Scorecardpro icon
Company’s Health
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Fair Value
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Fair Price
Upside
Price Target
597.64
Downside
-2.98%
Members' Sentiments
Bearish
Bullish
ProTips
Trading at a low P/E ratio relative to near-term earnings growth

Erste Bank Polska SA News & Analysis

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Technical Analysis

Summary
Strong Sell
Sell
Neutral
Buy
Strong Buy
Strong Sell
Technical Indicators
Strong Sell
Moving Averages
Strong Sell

Analyst Ratings

4 Buy
4 Hold
1 Sell
Ratings:
9 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 597.64
(-2.98% Downside)
Firm
ArticlePositionPrice TargetUpside / DownsideFrom Price TargetActionDate
Morgan Stanley
Buy12.30-98.00%12.10Maintain30/04/2026
Morgan Stanley
Hold12.10-98.04%11.50Maintain26/02/2026
JPMorgan
Hold553.00-10.23%533.00Upgrade11/12/2025
Morgan Stanley
Buy11.00-98.21%10.00Maintain24/11/2025
JPMorgan
Sell528.00-14.29%524.00Maintain29/07/2025

Erste Bank Polska SA Earnings Call Summary for Q1/2026

  • Erste Bank Polska maintained total income at ~4B PLN for seventh straight quarter despite interest rate cuts pressuring net interest income down 3.6% YoY
  • Non-interest income hit record high with fee/commission income up 6% YoY to 772M PLN, offsetting margin pressures through diversification strategy
  • Net profit reached 1.028B PLN but was impacted by significant one-off charges related to Erste Group integration and rebranding efforts
  • Asset quality improved with reduced non-performing loans; bank plans to expand digital lending and leverage Erste Group integration for market position
  • Management remains optimistic despite rate headwinds, focusing on non-interest income growth and cost control to navigate challenging interest rate environment
Last Updated: 30/04/2026, 05:44 pm
Read Full Transcript

Earnings

Latest Release
30/04/2026
EPS / Forecast
10.06 / --
Revenue / Forecast
4B / 4.36B
EPS Revisions
Last 90 days

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 61.13%
Dividend Yield
8.01%
Industry Median 2.56%
Annualised payout
49.98
Paid annually
5-Years Growth
+17.75%
Growth Streak

EBP Income Statement

Compare EBP to Peers and Sector

Metrics to compare
EBP
Peers
Sector
Relationship
P/E Ratio
10.1x9.1x9.9x
PEG Ratio
0.410.220.03
Price/Book
1.8x1.5x1.0x
Price / LTM Sales
4.1x3.6x2.9x
Upside (Analyst Target)
−5.5%−3.0%15.6%
Fair Value Upside
Unlock−1.0%2.0%Unlock

Erste Bank Polska S.A. provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. The company offers personal account, savings accounts and term deposits, currencies, internet and mobile banking, and contactless payments, and debit and credit solutions. It also provides consumer loans and home mortgages; mutual funds, including pension schemes and various investment programmes; and tourist/travel, motor, and home insurance products, as well as bancassurance products. In addition, the company offers foreign exchange, bank guarantees, and foreign letter of credit. The company was formerly known as Santander Bank Polska S.A. and changed its name to Erste Bank Polska S.A. in April 2026. Erste Bank Polska S.A. was founded in 1857 and is headquartered in Warsaw, Poland.

Sector
Financial
Employees
11272
Market
Poland

Ownership

Ownership Overview

Type
Common Stock Held% of Shares OutstandingMarket Value
Mutual Funds & ETFs
30.16M29.52%18.58B
Other Institutional Investors
59.61M58.33%36.72B
Public Companies & Retail Investors
12.42M12.15%7.65B
Total
102.19M100.00%62.95B

Top Holders

Holder
% of holding
Shares Held
Date Reported
Value (In 1,000s)
Erste Group Bank AG49.00%50,072,76330,844,822
Banco Santander, S.A.9.70%9,911,3856,105,413

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FAQ

What Is the Erste Bank Polska (EBP) Stock Price Today?

The Erste Bank Polska stock price today is 616.00 PLN.

What Stock Exchange Does Erste Bank Polska Trade On?

Erste Bank Polska is listed and trades on the Warsaw Stock Exchange.

What Is the Stock Symbol for Erste Bank Polska?

The stock symbol for Erste Bank Polska is "EBP."

Does Erste Bank Polska Pay Dividends? What’s The Current Dividend Yield?

The Erste Bank Polska dividend yield is 8.01%.

What Is the Erste Bank Polska Market Cap?

As of today, Erste Bank Polska market cap is 62.95B PLN.

What Is Erste Bank Polska's Earnings Per Share (TTM)?

The Erste Bank Polska EPS (TTM) is 61.13.

When Is the Next Erste Bank Polska Earnings Date?

Erste Bank Polska will release its next earnings report on 30/07/2026.

From a Technical Analysis Perspective, Is EBP a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Sell.

How Many Times Has Erste Bank Polska Stock Split?

Erste Bank Polska has split 0 times.

How Many Employees Does Erste Bank Polska Have?

Erste Bank Polska has 11272 employees.

What is the current trading status of Erste Bank Polska (EBP)?

As of 01/05/2026, Erste Bank Polska (EBP) is trading at a price of 616.00 PLN, with a previous close of 624.20 PLN. The stock has fluctuated within a day range of 610.60 PLN to 629.80 PLN, while its 52-week range spans from 454.30 PLN to 667.40 PLN.

What Is Erste Bank Polska (EBP) Price Target According to Analysts?

The average 12-month price target for Erste Bank Polska is 597.64 PLN, with a high estimate of 725 PLN and a low estimate of 490 PLN. 4 analysts recommend buying the stock, while 1 suggest selling, leading to an overall rating of Buy. The stock has an -2.98% Downside potential.
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