Zagrebacka banka dd (the Bank) is a licensed bank operating in the Republic of Croatia and the holding company of The Zagrebacka banka Group (the Group). The Group is a financial services group, which provides a range of corporate and retail banking services. The Bank provides a range of banking services, including corporate and retail banking, international financing, investment banking and corporate finance services. The Bank has four operating segments: Retail, Corporate and Investment, Leasing and Other. The Retail segment includes loans and deposits. The Corporate and Investment segment includes loans and deposits. The Leasing segment includes equity, investments in subsidiaries and associates and other assets assigned to leasing segment, as well as asset and liability management activities. The Other segment includes equity, investments in subsidiaries and associates and other assets not assigned to other segments, as well as asset and liability management activities.