Yirendai Ltd (YRD)

NYSE
Currency in USD
6.180
-0.100(-1.59%)
Closed·
After Hours
6.1800.000(0.00%)
·
YRD Scorecard
Full Analysis
Management has been aggressively buying back shares
Earnings results expected in 14 days
Fair Value
Day's Range
6.1306.500
52 wk Range
4.1209.200
Key Statistics
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Prev. Close
6.18
Open
6.31
Day's Range
6.13-6.5
52 wk Range
4.12-9.2
Volume
80.55K
Average Volume (3m)
152.17K
1-Year Change
28.48%
Book Value / Share
15.04
Fair Value
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Fair Value Upside
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Company’s Health
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Fair Value
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Fair Price
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Analysts Sentiment
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Members' Sentiments
Bearish
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ProTips
Analysts anticipate sales growth in the current year
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Yirendai Ltd Company Profile

Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs. It supports clients at various growth stages, addressing financing needs arising from consumption and production activities, and augmenting the well-being and security of individuals, families, and businesses. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People’s Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.

Sector
Financial
Employees
949

Yirendai Ltd Earnings Call Summary for Q4/2024

  • Yirendai Ltd reported Q4 2024 revenue growth of 14% YoY, but net income fell 42% due to increased R&D expenses
  • Company forecasts 2025 revenue between RMB 5.5-6.5 billion, focusing on AI development and global expansion
  • Stock closed 6.69% higher at $8.61 pre-earnings, but fell 8.13% to $7.91 in premarket trading
  • CEO Lin Tang emphasized AI, high-quality growth, and global expansion as key themes for 2025
  • Yirendai aims to double international loan volume and increase repeat borrowing rate to 70%
Last Updated: 21/03/2025, 12:00 am
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Compare YRD to Peers and Sector

Metrics to compare
YRD
Peers
Sector
Relationship
P/E Ratio
2.4x5.5x8.9x
PEG Ratio
−0.110.100.03
Price/Book
0.4x1.0x1.0x
Price / LTM Sales
0.7x1.6x2.7x
Upside (Analyst Target)
-22.0%13.4%
Fair Value Upside
Unlock19.0%3.4%Unlock

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 18.27%
Dividend Yield
5.89%
Industry Median 4.25%
Annualised payout
0.37
Paid semi-annually
5-Years Growth
-
Growth Streak

Earnings

Latest Release
Mar 20, 2025
EPS / Forecast
3.81 / --
Revenue / Forecast
1.45B / --
EPS Revisions
Last 90 days

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FAQ

What Is the Yirendai Ltd (YRD) Stock Price Today?

The Yirendai Ltd stock price today is 6.18

What Stock Exchange Does Yirendai Ltd Trade On?

Yirendai Ltd is listed and trades on the New York Stock Exchange stock exchange.

What Is the Stock Symbol for Yirendai Ltd?

The stock symbol for Yirendai Ltd is "YRD."

Does Yirendai Ltd Pay Dividends? What’s The Current Dividend Yield?

The Yirendai Ltd dividend yield is 5.99%.

What Is the Yirendai Ltd Market Cap?

As of today, Yirendai Ltd market cap is 542.63M.

What Is Yirendai Ltd's Earnings Per Share (TTM)?

The Yirendai Ltd EPS (TTM) is 18.27.

When Is the Next Yirendai Ltd Earnings Date?

Yirendai Ltd will release its next earnings report on 04 June 2025.

From a Technical Analysis Perspective, Is YRD a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Sell.

How Many Times Has Yirendai Ltd Stock Split?

Yirendai Ltd has split 0 times.
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