Feb 19 (Reuters) - Westpac Banking Corp WBC.AX :
* BUSHFIRES HAD SIGNIFICANT IMPACT ON COMMUNITIES BUT, AS YET, THIS HAS ONLY HAD A SMALL IMPACT ON CREDIT QUALITY
* NUMBER OF FACTORS EMERGED SINCE CO RELEASED ITS FY19 RESULTS ON 4 NOV 2019 WHICH ARE EXPECTED TO HAVE IMPACT ON FY20 EARNINGS
* INSURANCE CLAIMS FOR SEVERE WEATHER EVENTS CURRENTLY ESTIMATED AT ABOUT $140M PRE-TAX, ESTIMATED AT 14 FEB
* ADDITIONAL EXPENSES IN FY20 INCLUDE $80M (PRE-TAX) ANNOUNCED FROM THE RESPONSE PLAN
* BUSHFIRE RELIEF PACKAGES & GRANTS (CONSUMER & BUSINESSES) IN FY20 ESTIMATED TO COST ABOUT $26M (PRETAX), WITH MOST COSTS IN 2H20
* BUSHFIRES, STORMS AND CORONAVIRUS ARE EXPECTED TO HAVE AN ECONOMIC IMPACT WHICH MAY ULTIMATELY AFFECT BANKING ACTIVITY AND GROWTH
* Q1 AUSTRALIAN MORTGAGE 90+ DAY DELINQUENCIES 0.86% (DOWN 2BPS OVER QUARTER)