Feb 5 (Reuters) - Australian Finance Group Ltd AFG.AX :
* AFG ROYAL COMMISSION FINAL REPORT RESPONSE
* AFG WARNS HOMEBUYERS WILL PAY MORE IF COMPETITION IN HOME LOAN MARKET IS ERODED
* AFG WAS DISAPPOINTED BY EMPHASIS ROYAL COMMISSION PLACED ON COMMENTS BY CBA ABOUT MORTGAGE BROKER REMUNERATION MODELS
* NOTED ROYAL COMMISSION RECOMMENDATIONS ON CAMPAIGN, VOLUME-BASED COMMISSION LARGELY BEEN IMPLEMENTED VIA COMBINED INDUSTRY FORUM