Capital Small Finance Bank Limited provides a range of banking and financial products and services for individuals and businesses in India. It operates through Treasury, Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company provides savings, current, and real estate regulatory authority accounts; term deposits; bank lockers; debit cards; trade finance; bank guarantees; 3-in-1 trading account; ATMs; cheque and pass books; and pension scheme. It also provides loans, such as loan against rentals, auto, housing, gold, personal, mortgage loan against property, credit card for farmer, corporate lending, and MSME loans. In addition, the company offers various insurance products, such as general, life, health, motor, travel, home, vehicle, commercial, whole life, term, children’s education, money back and unit-linked insurance plans, savings, guaranteed return, and retirement plans. Additionally, it provides money transfer, bill payment system, payment gateway, net banking, tax payments, and foreign exchange, government banking, NRI banking services and point of sale services. The company was formerly known as Capital Local Area Bank Limited and changed its name to Capital Small Finance Bank Limited in April 2016. Capital Small Finance Bank Limited was incorporated in 1999 and is headquartered in Jalandhar, India.
Metrics to compare | CPIA | Peers Peers - average of corresponding metrics from companies closely matching CPIA: AUBANK, BANDHANBNK, HDFCBANK, KOTAKBANK, ICICIBANK | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipCPIAPeersSector |
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P/E Ratio | 9.7x | 13.1x | 9.6x | |
PEG Ratio | −2.15 | 0.58 | 0.03 | |
Price/Book | 1.0x | 1.6x | 1.0x | |
Price / LTM Sales | 2.9x | 3.5x | 2.8x | |
Upside (Analyst Target) | 38.4% | 7.8% | 10.4% | |
Fair Value Upside | Unlock | 11.6% | 1.9% | Unlock |