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Understanding long-run investment returns in a changing economy

Published 21/06/2023, 03:16 pm
© Reuters

Investing.com - As investors, it's easy to get caught up in discussions around Federal Reserve rate hikes or possible cuts by year-end. However, it's crucial to take a step back and look at the bigger picture. The most important factor for long-term returns is identifying the overall direction of the economy rather than focusing on individual Fed actions.

The current bull case suggests that we've entered a new phase where interest rates are higher for longer periods with lower inflation and continued growth. This outlook is supported by rising stock prices, stable Treasury yields at previously high levels, and quickly falling risk premiums on junk bonds.

There's ample evidence indicating an improving economy as well. For instance, Atlanta Fed’s GDPNow estimate shows growth close to 2%, far better than economists' earlier predictions of modest declines. Additionally, consumer sentiment has improved while inflation expectations have dropped.

However, some may wonder if they've missed out on this market rally or if it has gone too far already. While stocks have risen significantly since October lows and junk bond yields approach pre-pandemic averages, there are concerns about FOMO (fear of missing out) driving investors back into equities.

One positive aspect of this equity rally is its broadening scope beyond just Big Tech AI plays that propped up the S&P 500 earlier this year; smaller companies are now also experiencing gains. As more investors recognize these shifts in economic direction, further growth could be expected.

On the other hand, skeptics argue that FOMO-fueled rallies don't last forever and question whether an economic revival is truly guaranteed given lingering concerns from earlier this year.

Ultimately though, what matters most for investors when evaluating economic data isn't obsessing over potential Fed moves but instead focusing on broader trends within the economy itself - after all; it's the long-term investment returns that truly count.

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