Aug 7 (Reuters) - Commonwealth Bank of Australia CBA.AX :
* DECLARES FINAL DIVIDEND OF 231 CENTS PER SHARE
* FY NET INTEREST MARGIN 2.10% VERSUS 2.15%
* BANK'S CET1 RATIO (APRA) WAS 10.7% AS AT 30 JUNE 2019
* FY NET INTEREST INCOME $18,120 MILLION VERSUS $ 18,342 MILLION
* FY LOAN IMPAIRMENT EXPENSE WAS $1,201 MILLION, UP 11% ON FY18
* FY NPAT FROM CONTINUING OPERATIONS (“CASH BASIS”) $8,492 MILLION VERSUS $8,915 MILLION
* "WE ARE IN A LOWER GROWTH ENVIRONMENT BUT WE ARE SEEING IMPROVEMENT IN HOUSING MARKET"
* FY NPAT INCL. DISCONT'D OPERATIONS ("STATUTORY BASIS") $8,571 MILLION VERSUS $9,329 MILLION
* POTENTIAL CAPITAL MANAGEMENT INITIATIVES COULD INCLUDE NEUTRALISATION OF DIVIDEND REINVESTMENT PLAN OR AN OFF-MARKET SHARE BUYBACK
* RECENT MODEST SLOWDOWN IN HOUSING CREDIT GROWTH IS EXPECTED TO EXTEND INTO CALENDAR YEAR 2020 Source: https:// Further company coverage: CBA.AX