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Goldman Sachs reports Q3 earnings, contemplates exit from consumer lending

EditorHari Govind
Published 18/10/2023, 02:38 am
© Reuters.
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Goldman Sachs (NYSE:GS), a leading M&A advisory firm based in New York, announced its Q3 financials on Tuesday. The bank reported net banking income of $11.82 billion and net income of $2.06 billion for the quarter ending September 30, 2023. Despite a decrease in net earnings of $828 million and a drop in EPS by $2.41 from the previous year, the bank's diluted EPS stood at $5.47, surpassing the projected $5.31. The annualized return on common equity was reported at 7.1%, down by 3.1 points.

CEO David Solomon acknowledged significant strategic advancements and forecasted a continued recovery in capital markets and strategic activities. He expressed confidence in a stronger platform by 2024 due to current activities.

The bank's Asset & Wealth Management revenues decreased to $3.23 billion in 2023, marking a 20% reduction from Q3 FY22 but a 6% rise from Q2 FY23. This decrease was attributed to equity investment losses. Concurrently, Global Banking & Markets revenues climbed to $8.01 billion, reflecting a 6% Y/Y and an 11% sequential increase.

Despite a 6% Y/Y decline in bond, currency, and commodities trading, equities trading increased by 8%. The bank absorbed a $506 million write-down on GreenSky and a $358 million impairment on real estate investments.

In an interesting development, Goldman Sachs is contemplating an exit from consumer lending operations like Apple (NASDAQ:AAPL) Card and GM Card.

In premarket trading on Tuesday, GS shares slipped to $313.75 following the announcement.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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