Nov 2 (Reuters) - Westpac Banking Corp WBC.AX :
* FY CASH EARNINGS $2,608 MILLION VERSUS $6,849 MILLION
* ANNOUNCES FINAL DIVIDED OF 31 CENTS PER SHARE
* FY NET INTEREST INCOME $17,086 MILLION VERSUS $16,953 MILLION
* AS AT SEPT 30, COMMON EQUITY TIER 1 CAPITAL RATIO OF 11.13%
* FY NET INTEREST MARGIN 2.03% % VERSUS 2.12%
* FY NET INTEREST MARGIN 2.03% % VERSUS 2.12%
* AT PEAK, AROUND $60 BILLION IN MORTGAGES WERE IN DEFERRAL, THIS HAS SUBSEQUENTLY DECLINED TO $22 BILLION
* SINCE H1, CO HAS MORE CONFIDENCE IN OUTLOOK DUE TO LOWER REPAYMENT DEFERRALS FROM THEIR PEAK, BETTER ECONOMIC FUNDAMENTALS