Nov 4 (Reuters) - Westpac Banking Corp WBC.AX :
* LOWERS FIXED HOME LOAN RATES AND REDUCES RATES ON NUMBER OF SMALL BUSINESS LOANS
* FOR HOME LOAN CUSTOMERS, FIXED INTEREST RATE OF 1.99% P.A. ON A 4-YEAR TERM FOR OWNER OCCUPIED CUSTOMERS ON PRINCIPAL & INTEREST REPAYMENTS
* FOR HOME LOAN, FIXED INTEREST RATE OF 2.09% P.A. FOR 1, 2 & 3 YEAR TERMS FOR OWNER OCCUPIED CUSTOMERS ON PRINCIPAL & INTEREST REPAYMENTS
* FOR SMALL BUSINESS, ANNOUNCES FIXED INTEREST RATE OF 2.38% P.A. FOR TERMS OF 3 TO 5 YEARS, A REDUCTION OF UP TO 0.56% P.A.
* FOR SMALL BUSINESS, VARIABLE INTEREST RATE OF 3.09% P.A. ON NEW FULLY SECURED SMALL BUSINESS LOANS, A REDUCTION OF 0.29% P.A.