Nov 5 (Reuters) - National Australia Bank Ltd NAB.AX :
* ANNOUNCES FINAL DIVIDEND OF 30 CENTS PER SHARE
* FY NET INTEREST MARGIN DECLINED 1 BASIS POINT TO 1.77%
* FY NET PROFIT ATTRIBUTABLE TO OWNERS OF NAB DOWN 46.7% TO $2,559 MILLION
* AT FY-END, CET1 RATIO 11.47%
* EXPECT MODEST GROWTH IN FY21 EXPENSES (EXCLUDING LARGE NOTABLE ITEMS) OF ABOUT 0-2%
* FY CREDIT IMPAIRMENT CHARGES INCREASED 201% TO $2,762 MILLION
* FY CASH EARNINGS $ 3,710M, DOWN 36.6% V FY19
* ASSET QUALITY IS STARTING TO DETERIORATE GIVEN ECONOMIC DISRUPTIONS CAUSED BY COVID-19
* WILL CONTINUE TO EXPLORE SOME SMALLER OPPORTUNITIES TO SIMPLIFY PORTFOLIO BY DIVESTING NON-CORE BUSINESSES
* CONSIDERING OFFER OF NEW ASX LISTED ADDITIONAL TIER 1 CAPITAL SECURITY ALONGSIDE REPAYMENT OF NAB CONVERTIBLE PREFERENCE SHARES II
* FY20 CHARGES INCLUDE $1,856 MLN OF ADDITIONAL FORWARD LOOKING COLLECTIVE PROVISIONS TO REFLECT POTENTIAL COVID-19 IMPACTS