Australia's prudential regulator revamps supervisory regime to assess non-financial risks

Published 06/10/2020, 03:10 pm
Updated 06/10/2020, 03:12 pm
© Reuters.
PRU
-

By Paulina Duran

SYDNEY, Oct 6 (Reuters) - Australia's prudential regulator introduced on Tuesday a new supervisory system to strengthen its focus on non-financial risks for banks, insurers and pension funds.

The regulator updated its model for assessing risks due to the emergence and prominence of other prudential risks, such as failures of corporate governance, accountability, culture, remuneration and cybersecurity, it said.

The new "risk and intensity" system will replace the "probability and impact of failure" models the Australian Prudential (LON:PRU) Regulation Authority (APRA) has used since 2002, it said in a letter to banks, insurers and funds.

"The new model ... and its design features ensure greater elevation of non-financial risks whilst preserving the importance of financial resilience," the regulator said in the letter.

An entity's score will put it within a five-stage system of supervisory intensity, the regulator said. Stage 1 will require "routine" supervision, and ramp up from there.

The regulator said entities would be advised of their new risk ratings following the new assessment, conducted on a confidential basis. Adoption of the new system is expected to be completed by June 2021.

Latest comments

Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2025 - Fusion Media Limited. All Rights Reserved.