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Charles Schwab reports increased assets and new accounts

Published 16/09/2024, 10:52 pm
SCHW
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WESTLAKE, Texas - The Charles Schwab Corporation (NYSE:SCHW) has reported significant growth in client assets and new brokerage accounts for August 2024, according to its Monthly Activity Report. Core net new assets brought in by new and existing clients totaled $32.8 billion, a substantial increase from the $4.9 billion reported in the same period last year.


As of the end of August, total client assets reached $9.74 trillion, marking a 20% increase from August 2023 and a 2% rise since July 2024. The firm also saw a 4% year-over-year increase in new brokerage accounts, with 324 thousand accounts opened in August.


Transactional sweep cash, which is driven by the current interest rate cycle, saw a modest decline from the previous month to $366.8 billion. However, this represents a significant improvement from the prior year, with a 70% and 85% increase compared to August 2023 and August 2022, respectively.


Looking ahead, Charles Schwab anticipates its third-quarter results to align with projections made during the July Business Update. Expected total revenue growth is between 2% to 3% compared to the previous quarter, with an adjusted pre-tax profit margin of at least 40%. These forecasts reflect strong investor engagement and a slowdown in rate-related client cash realignment activities.


The company's adjusted pre-tax profit margin, which excludes certain acquisition and integration-related costs, is estimated to be impacted by non-GAAP adjustments ranging from approximately $150 to $200 million throughout 2024.


Charles Schwab, a leading financial services provider, holds 35.9 million active brokerage accounts, 5.4 million workplace plan participant accounts, and 1.9 million banking accounts as of August 31, 2024.


The information in this article is based on a press release statement from The Charles Schwab Corporation.


In other recent news, Charles Schwab Corporation has been the subject of several analyst adjustments and reported significant asset growth. Morgan Stanley (NYSE:MS) reduced the company's stock price target from $71.00 to $70.00, maintaining an Equalweight rating. This adjustment comes in the wake of lower-than-expected net interest margin and a decrease in interest-earning assets, leading to a 15% reduction in the third-quarter earnings per share estimate for 2024.


Piper Sandler also downgraded Charles Schwab's stock from Overweight to Neutral, reducing the shares target to $64 due to plans to modify its balance sheet approach. BofA Securities followed suit, reducing the stock's price target to $66. Despite these adjustments, Charles Schwab reported substantial growth in its July 2024 Monthly Activity Report, with total client assets reaching $9.57 trillion and new brokerage accounts amounting to 327 thousand.


In addition, the company experienced temporary outages on its trading platform due to high trading volumes and a technical issue with a key vendor. Amid these developments, Charles Schwab Corporation appointed Michael Verdeschi as its new Chief Financial Officer, marking a significant transition in the company's financial leadership. These are some of the recent developments involving Charles Schwab Corporation.


InvestingPro Insights


The Charles Schwab Corporation (NYSE:SCHW) continues to show resilience in its financial performance, as reflected in the latest metrics and analyst insights. According to InvestingPro data, Schwab's market capitalization stands strong at $113.64 billion. This valuation comes in the wake of a reported 20% increase in total client assets compared to the previous year, demonstrating the firm's robust position in the market.


Investors and analysts are paying close attention to Schwab's profitability, with the firm maintaining a price-to-earnings (P/E) ratio of 25.71, which adjusts to 23.44 when looking at the last twelve months as of Q2 2024. This P/E ratio indicates how much investors are willing to pay for a dollar of earnings, and a lower number could suggest that the stock is undervalued given its earnings potential. The company's ability to sustain dividend payments for 36 consecutive years, as highlighted by one of the InvestingPro Tips, reinforces its appeal to income-focused investors, especially in a market that values consistency.


Another key metric, the gross profit margin, stood at an impressive 96.7% for the same period, underscoring Schwab's efficiency in generating revenue above the costs of goods sold. This high margin is indicative of strong management and a potentially sustainable competitive advantage.


For those seeking further insights and tips on The Charles Schwab Corporation, InvestingPro offers additional perspectives. There are currently 4 more InvestingPro Tips available, which provide deeper analysis and could be instrumental for investors aiming to make informed decisions. Visit https://www.investing.com/pro/SCHW to explore these valuable tips.

This article was generated with the support of AI and reviewed by an editor. For more information see our T&C.

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