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FIVE at FIVE AU: ASX higher as banks and materials gain

Published 06/10/2023, 03:15 pm
Updated 06/10/2023, 04:00 pm
© Reuters.  FIVE at FIVE AU: ASX higher as banks and materials gain
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The ASX extended its gains for a second day on Friday, with the benchmark ASX 200 index trading 0.5% higher this afternoon bringing the index’s weekly performance to -0.93%.

Strength from Financials led the gains. The big banks were in the green — Commonwealth Bank rose 1.4%, ANZ 1.3%, National Australia Bank gained 1.7%, and Westpac is up 1.8% after Barrenjoey upgraded it to a ‘neutral’ rating.

Yet Magellan Financial Group had the worst performance on the ASX 200, losing almost 20% after reporting a $4 billion drop in funds under management to $35 million in September.

Materials stocks were also in the green with BHP (ASX:BHP) Group up 1.1%

The energy sector is again in the red as oil prices fell further overnight. West Texas Intermediate is now near $US82 per barrel — crossing below its 50-day moving average on the chart for the first time since July.

Financial Stability Review released

The RBA’s latest Financial Stability Review released today says it estimates that 5% of owner-occupiers with variable-rate mortgages had essential expenses and mortgage costs that exceeded their income in July 2023, up from around 1% in April 2022.

However, at this stage the banks are not too worried as only a "very small share of borrowers" are in negative equity where their loan value exceeds the value of a property.

“While almost all borrowers have been able to make adjustments that have allowed them to continue servicing their debts and cover essential spending, the share falling behind on their mortgage payments has begun to pick up from a low level.”

The review did find that if inflation and interest rates remain high for an extended period, it could lead to a significant deterioration in credit quality and "lenders cutting back on the provision of credit". The result could be a "disorderly declines in asset prices" that could disrupt the financial system’s functioning.

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