Aug 17 (Reuters) - Bendigo and Adelaide Bank Ltd BEN.AX :
* FY CASH EARNINGS $301.7M COMPARED TO $415.7M IN JUNE 2019
* ON CASH EARNINGS BASIS, FY NET INTEREST INCOME INCREASED $38.4M TO $1,346.4M
* ON A STATUTORY BASIS, FY NET PROFIT WAS $192.8M COMPARED TO $376.8M IN JUNE 2019
* AS AT 30 JUNE 2020, COMMON EQUITY TIER 1 RATIO UP 33 BASIS POINTS TO 9.25%
* DECISION ON PAYMENT OF A FINAL DIVIDEND IN RELATION TO FINANCIAL YEAR ENDED 30 JUNE 2020 HAS BEEN DEFERRED
* ON CASH EARNINGS BASIS, FY NET INTEREST MARGIN (BEFORE REVENUE SHARE ARRANGEMENTS) DECREASED TO 2.33%
* FY INCOME FROM OPERATIONS UP 4.3% TO $1,634.4 MILLION
* EXPECT MARKET CONDITIONS TO REMAIN CHALLENGING AND BECAUSE OF THIS WE ARE UNABLE TO PROVIDE MEANINGFUL GUIDANCE FOR FY21