Upstart Holdings Inc (UPST)

Currency in USD
76.96
+2.83(+3.82%)
Closed·
After Hours
76.95-0.01(-0.01%)
·

Upstart (UPST) Earnings Dates & Reports

Latest Release
May 06, 2025
EPS / Forecast
0.30 / 0.17
Revenue / Forecast
213.40M / 201.13M
EPS Revisions
Last 90 days
Release Date
Period End
EPS
/Forecast
Revenue
/Forecast
EPS Surprise %
Revenue Surprise %
Reaction
06/2025--/0.238--/223.35M----Free Sign Up
03/20250.3/0.17213.4M/201.13M+76.47%+6.1%Free Sign Up
12/20240.26/-0.04218.96M/182.07M+750%+20.26%Free Sign Up
09/2024-0.06/-0.15162.14M/149.32M+60%+8.59%Free Sign Up
06/2024-0.17/-0.34128M/131.32M+50%-2.53%Free Sign Up
03/2024-0.31/-0.37128M/125.09M+16.22%+2.33%Free Sign Up
12/2023-0.11/-0.11140.31M/134.83M0%+4.06%Free Sign Up
09/2023-0.05/-0.02135M/139.76M-150%-3.41%Free Sign Up
06/20230.06/-0.07135.77M/135.21M+185.71%+0.41%Free Sign Up
03/2023-0.47/-0.82103M/99.72M+42.68%+3.29%Free Sign Up

All numbers in USD

Upstart Holdings Inc Earnings Call Summary for Q1/2025

  • Upstart beats Q1 2025 estimates: EPS $0.30 vs $0.17 forecast, revenue $213M vs $201.13M expected. Stock drops 17.14% post-call.
  • Revenue up 67% YoY to $213M. Personal loan originations flat sequentially, up 83% YoY. New AI techniques introduced in lending model.
  • Q2 revenue projected at $225M, full-year 2025 target $1.01B. GAAP net income positivity expected H2 2025. New Walmart partnership announced.
  • CEO emphasizes Upstart's AI lending leadership. CFO highlights success in super prime segment. Contribution margin down 6 percentage points to 55%.
  • Risks include reinflation, trade policy disruptions, decreasing contribution margin, and potential shifts in labor market affecting consumer finances.
Last Updated: 07/05/2025, 07:48 am
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FAQ

What Is Upstart's Earnings Per Share (TTM)?

The Upstart EPS (TTM) is -0.73.

When Is The Next Upstart Earnings Date?

Upstart will release its next earnings report on 04 Aug 2025.

What Is Upstart’s Revenue Forecasts For Upcoming Quarters?

Upstart’s revenue forecast is 223.35M.
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