Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services. Its loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. In addition, the company provides mobile and internet banking, investment management, trust and estate services, automated teller machines, and insurance products. Isabella Bank Corporation was founded in 1903 and is based in Mount Pleasant, Michigan.
Strategic Shifts | Explore Isabella Bank's recent initiatives, including technology upgrades and strategic hires, aimed at enhancing profitability and market competitiveness |
Financial Outlook | Analysts project ROA of 0.60% to 0.70% for 2024-2025, with a price target of $20.00, reflecting challenges in near-term profitability improvement |
Market Dominance | Delve into ISBA's strong presence in Central Michigan, operating 31 banking offices across 8 counties, and its potential for leveraging local expertise |
Leadership Impact | New CFO William Schaefer brings two decades of experience, potentially introducing fresh perspectives on capital allocation and operational efficiency |
Metrics to compare | ISBA | Sector Sector - Average of metrics from a broad group of related Financial sector companies | Relationship RelationshipISBAPeersSector | |
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P/E Ratio | 15.8x | 14.4x | 9.5x | |
PEG Ratio | −2.24 | 0.08 | 0.03 | |
Price/Book | 1.1x | 1.7x | 1.0x | |
Price / LTM Sales | 3.3x | 5.5x | 2.8x | |
Upside (Analyst Target) | 19.1% | −0.4% | 8.7% | |
Fair Value Upside | Unlock | −11.8% | 1.1% | Unlock |