Citizens Financial Group Inc (CFG)

NYSE
Currency in USD
47.54
+0.74(+1.58%)
Closed
After Hours
47.55+0.01(+0.02%)
CFG Scorecard
Full Analysis
Significant return over the last week
Fair Value
Day's Range
45.9048.28
52 wk Range
30.2449.25
Key Statistics
Edit
Prev. Close
46.8
Open
46.29
Day's Range
45.9-48.28
52 wk Range
30.24-49.25
Volume
6.4M
Average Volume (3m)
4.06M
1-Year Change
45.87%
Book Value / Share
50.38
Fair Value
unlockUnlock
Fair Value Upside
unlockUnlock
CFG Scorecardpro icon
Company’s Health
pro lockUnlock
Fair Value
pro lockUnlock Price
Fair Pricepro lock
Upsidepro lock
Price Target
51.22
Upside
+7.73%
Members' Sentiments
Bearish
Bullish
ProTips
Suffers from weak gross profit margins
Show more

Citizens Financial Group Inc Company Profile

Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves corporate banking, healthcare, technology, asset finance, franchise finance, leasing, asset-based lending, commercial real estate, mid-corporate, and private equity sponsor industries. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

Sector
Financial
Employees
17570

Citizens Financial Group Inc SWOT Analysis


Strategic Expansion
Citizens Financial Group's foray into private banking and capital markets activities aims to diversify revenue streams and boost profitability amid challenging market conditions
Financial Outlook
Analysts project EPS growth from $3.21 in FY2024 to $4.90 in FY2026, with an average price target of $44.50, reflecting cautious optimism about CFG's future performance
Credit Quality Concerns
Rising Commercial Real Estate NPLs and criticized loans pose risks, but management maintains the situation is manageable, highlighting the need for vigilant risk monitoring
Efficiency Drive
Explore CFG's TOP 10 optimization program, designed to enhance operational efficiency and support the company's medium-term goal of achieving 16-18% Return on Tangible Common Equity
Read full SWOT analysis

Citizens Financial Group Inc Earnings Call Summary for Q3/2024

  • Citizens Financial beats Q4 2024 forecasts: EPS $0.85 vs $0.82, revenue $1.98B vs $1.96B; stock falls 2.01% pre-market
  • Underlying net income reaches $392M; expansion in Private Bank and NYC Metro market contributes to strong performance
  • Company targets NIM improvement to ~3% by Q4 2025, 3.25-3.40% by 2027; aims for positive operating leverage and 16-18% return
  • CEO highlights strategic resilience; CFO suggests Q3 2024 was earnings trough, expressing optimism for future quarters
  • Challenges include soft loan demand, market volatility, competitive pressures, and potential regulatory changes
Last Updated: 17/01/2025, 11:12 pm
Read Full Transcript

Compare CFG to Peers and Sector

Metrics to compare
CFG
Peers
Sector
Relationship
P/E Ratio
18.0x9.5x8.9x
PEG Ratio
−0.48−0.080.03
Price/Book
0.9x1.0x1.0x
Price / LTM Sales
2.9x3.0x2.8x
Upside (Analyst Target)
8.3%23.6%14.3%
Fair Value Upside
Unlock−2.6%2.2%Unlock

Analyst Ratings

10 Buy
10 Hold
0 Sell
Ratings:
20 analysts
Overall Consensus
Buy

Analysts 12-Month Price Target:

Average 51.22

(+7.73% Upside)

Dividends

Payout Ratio
Payout ratio (TTM)
Earnings retained
EPS 2.55
Dividend Yield
3.53%
Industry Median 4.44%
Annualised payout
1.6800
Paid quarterly
5-Years Growth
+5.75%
Growth Streak

Earnings

Latest Release
Jan 17, 2025
EPS / Forecast
0.85 / 0.82
Revenue / Forecast
1.98B / 1.96B
EPS Revisions
Last 90 days

People Also Watch

17.01
HBAN
+1.01%
44.34
FITB
+2.47%
125.30
HWM
+1.89%
215.72
TRGP
+1.30%
24.20
RF
-1.31%

FAQ

What Is the Citizens Financial Group Inc (CFG) Stock Price Today?

The Citizens Financial Group Inc stock price today is 47.54

What Stock Exchange Does Citizens Financial Group Inc Trade On?

Citizens Financial Group Inc is listed and trades on the NYSE stock exchange.

What Is the Stock Symbol for Citizens Financial Group Inc?

The stock symbol for Citizens Financial Group Inc is "CFG."

Does Citizens Financial Group Inc Pay Dividends? What’s The Current Dividend Yield?

The Citizens Financial Group Inc dividend yield is 3.53%.

What Is the Citizens Financial Group Inc Market Cap?

As of today, Citizens Financial Group Inc market cap is 20.94B.

What is Citizens Financial Group Inc Earnings Per Share?

The Citizens Financial Group Inc EPS is 2.55.

What Is the Next Citizens Financial Group Inc Earnings Date?

Citizens Financial Group Inc will release its next earnings report on 15 Apr 2025.

From a Technical Analysis Perspective, Is CFG a Buy or Sell?

Based on moving averages and other technical indicators, the daily buy/sell signal is Strong Buy.
Risk Disclosure: Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.
© 2007-2025 - Fusion Media Limited. All Rights Reserved.